Let’s talk about retirement. It’s not something people give much thought to. Especially if you’re a young adult in your 20s. It’s not a popular topic since no one wants to think about growing old… Let alone retiring.
In fact, 64% of Americans aren’t prepared for retirement. And shockingly, 48% don’t care for it altogether according to this study.
So what are your plans? And do you know if you’re saving enough money for retirement?
If you feel discouraged as you try to answer these questions, you don’t have to feel alone.
According to this research, the average 401(k) savings…
Are you thinking about applying for your first credit card?
Maybe you’re dreaming of going on a shopping spree with your newly approved card.
Or maybe you’ve seen your friends rack up free travel points in their cards, and you’re thinking of a vacation in the Bahamas.
Some of you might not even care about building credit. But now you’re researching online after your parents kept nagging you about it.
If that’s you, you’re not alone. I’ve gone through the same thing with my parents. …
Reach Your Financial Freedom In 5 Easy Steps
If you’ve ever wondered, “where does all my money go?”
Then you’re definitely not alone. In fact, 33% of Americans admit to not having a budget.
This means that at least 1 in 3 people have no idea how much money they spend.
Maybe you feel as if you’ve lost control of all your money.
And now, you’re at a point where you don’t know where to turn.
If you feel this way, then I’ve got some great news for you.
If you’ve asked yourself “where’s all my money going?” …
Why You Keep Spending Your Money And What You Can Do About It
When it comes time to pay your bills, how do you feel?
Does your heart drop down to your stomach?
Maybe you feel lost. And you might’ve even thought to yourself…
Why do I keep spending more money than I make?
If you’ve had these thoughts, then you’re not alone.
Actually, you’re probably one of the millions of Americans who wonder the same thing.
Don’t believe me? Well then let me share a shocking statistic.
65% of Americans admit to having no idea how much they spent…
Do you sit at your desk for hours?
…only to get nothing done?
Do you struggle with concentration?
Do you always cancel plans to catch up on work?
Are you always feeling rushed?
If you answered “yes” to any of the questions above, you’re not alone.
I’ve experienced all of these things. When I was supposed to be writing, I would catch myself playing on my phone or internet surfing. I had a ton of work to do but yet I fell prey to my distractions… over and over again.
I didn’t know where my time was going.
Do you suffer from indecision? Do you waste a lot of time making small decisions? Do you worry about what to eat? Or what to wear? Or maybe you’ve been putting off a bigger life decision you’ve been wanting to make… like your career direction or even relationships. Whatever it is you’re contemplating, I’m here to help you take some steps forward. Why? Because I went through the same thing. I understand how crippling indecision can be in your life. And I want to use my experience to help you. …
5 Simple Steps to Help You Start Your Fitness Journey
You’re here because you want to strengthen your body. But when you hear the words “strength training” you might feel intimidated. And maybe you don’t even know where to start. Some of you might have already tried working out on your own and didn’t see the results you were looking for. If this is you, I’ve got some great news for you. In this guide, I’m going to simplify strength training for you. You’ll understand what you need to do and how to do it. …
7 Ways to Rewire Your Reward System
Today we live in an instant gratification driven culture. We want everything to happen at the snap of our fingers. Our low tolerance for patience is clear in the way we shop. That’s why we have one-day delivery options on Amazon. Not only that, we even have a “Buy Now” that lets you buy anything with one click.
It’s definitely convenient to get whatever you want at the click of a button. Even when you don’t have the money for it. Did you know that the average American spends more than 1% of…
Do you struggle with procrastination? I did. In school, I’d put things off until I HAD to do them at the last minute. Even though we know the consequences of procrastination, that doesn’t stop us from doing it again.
We put things off because we don’t want to deal with the pain of doing them now. We’d rather delay the pain as long as we can. This short-term thinking mentality gives us a false sense of freedom. We act as if we’re acting on our free will when we delay our responsibilities. …
8 Simple Steps to Becoming a Morning Person
Want to become a morning person? If the answer is yes, then you’re in the right place. I don’t know what your goals are for waking up early, but I do know its life-changing benefits. Maybe you want to get up early enough to exercise before going to work. Or you’re an aspiring writer who wants to write in the morning. Whoever you are, getting an early start in your day can make a difference.
I began my journey to become a morning person because I wanted to write and workout before…