5 Tips I Wish I Had in My 20s

Dream House
Dream House
Photo by @pho_2_graph

Are you thinking about applying for your first credit card?

Maybe you’re dreaming of going on a shopping spree with your newly approved card.

Or maybe you’ve seen your friends rack up free travel points in their cards, and you’re thinking of a vacation in the Bahamas.

Some of you might not even care about building credit. But now you’re researching online after your parents kept nagging you about it.

If that’s you, you’re not alone. I’ve gone through the same thing with my parents.


Reach Your Financial Freedom In 5 Easy Steps

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Image by @agent_illustrateur

If you’ve ever wondered, “where does all my money go?”

Then you’re definitely not alone. In fact, 33% of Americans admit to not having a budget.

This means that at least 1 in 3 people have no idea how much money they spend.

Maybe you feel as if you’ve lost control of all your money.

And now, you’re at a point where you don’t know where to turn.

If you feel this way, then I’ve got some great news for you.

If you’ve asked yourself “where’s all my money going?” …


Why You Keep Spending Your Money And What You Can Do About It

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Image by @blankerwahnsinn

When it comes time to pay your bills, how do you feel?

Does your heart drop down to your stomach?

Maybe you feel lost. And you might’ve even thought to yourself…

Why do I keep spending more money than I make?

If you’ve had these thoughts, then you’re not alone.

Actually, you’re probably one of the millions of Americans who wonder the same thing.

Don’t believe me? Well then let me share a shocking statistic.

65% of Americans admit to having no idea how much they spent…


See How Easily You Can Save Time With a Simple Technique

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Image by @sonjalangford

Do you sit at your desk for hours?

…only to get nothing done?

Do you struggle with concentration?

Do you always cancel plans to catch up on work?

Are you always feeling rushed?

If you answered “yes” to any of the questions above, you’re not alone.

I’ve experienced all of these things. When I was supposed to be writing, I would catch myself playing on my phone or internet surfing. I had a ton of work to do but yet I fell prey to my distractions… over and over again.

I didn’t know where my time was going.

But I…


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Image by @victoriano

8 Easy Steps to Help You Get Unstuck

Do you suffer from indecision? Do you waste a lot of time making small decisions? Do you worry about what to eat? Or what to wear? Or maybe you’ve been putting off a bigger life decision you’ve been wanting to make… like your career direction or even relationships. Whatever it is you’re contemplating, I’m here to help you take some steps forward. Why? Because I went through the same thing. I understand how crippling indecision can be in your life. And I want to use my experience to help you. …


5 Simple Steps to Help You Start Your Fitness Journey

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Image by @brucemars

You’re here because you want to strengthen your body. But when you hear the words “strength training” you might feel intimidated. And maybe you don’t even know where to start. Some of you might have already tried working out on your own and didn’t see the results you were looking for. If this is you, I’ve got some great news for you. In this guide, I’m going to simplify strength training for you. You’ll understand what you need to do and how to do it. …


7 Ways to Rewire Your Reward System

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Image by @lee_hisu

Today we live in an instant gratification driven culture. We want everything to happen at the snap of our fingers. Our low tolerance for patience is clear in the way we shop. That’s why we have one-day delivery options on Amazon. Not only that, we even have a “Buy Now” that lets you buy anything with one click.

It’s definitely convenient to get whatever you want at the click of a button. Even when you don’t have the money for it. Did you know that the average American spends more than 1% of…


10 Powerful Ways to Prevent Procrastination

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Image by @joshuaearle

Do you struggle with procrastination? I did. In school, I’d put things off until I HAD to do them at the last minute. Even though we know the consequences of procrastination, that doesn’t stop us from doing it again.

We put things off because we don’t want to deal with the pain of doing them now. We’d rather delay the pain as long as we can. This short-term thinking mentality gives us a false sense of freedom. We act as if we’re acting on our free will when we delay our responsibilities. …


8 Simple Steps to Becoming a Morning Person

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Image by @kate_kasi

Want to become a morning person? If the answer is yes, then you’re in the right place. I don’t know what your goals are for waking up early, but I do know its life-changing benefits. Maybe you want to get up early enough to exercise before going to work. Or you’re an aspiring writer who wants to write in the morning. Whoever you are, getting an early start in your day can make a difference.

I began my journey to become a morning person because I wanted to write and workout before…


The Art of Doing Simple Things Well

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Image by @kellysikkema

You had high hopes for 2020. At the end of 2019, you made New Year’s Resolutions. You told yourself that 2020 was going to be “My Year.” You got yourself a gym membership. You started the year with excitement and hope. But all that energy started to fizzle out. To say that 2020 has been a rough year would be an understatement.

Right at the start of the year, a chain of events that we only see in apocalyptic movies began to unfold. There were bushfires in Australia. …

Sonny Kang

Personal Finance Copywriter at SonnyKangAgency.com

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